Business to Consumer Solutions

Need to make key decisions quickly and accurately? Equifax helps you leverage relevant and actionable consumer information that provides unprecedented insight into a consumer's credit capacity, credibility and collateral to help you make sound risk decisions in today's economy.

Consumer Credit Report

Make more informed decisions with current and comprehensive credit information from Equifax’s national, online database of over 200 million consumer credit files.

Collections & Recovery

Prioritize your collection activities and locate debtors - improving your recovery rates and reducing write-offs.

Fraud Management

Reduce account opening write-offs with solutions ranging from fraud screening tools to robust, real-time authentication.


The need to meet government agency screening requirements has never been greater. Knowing your customers and their backgrounds is essential in minimizing your risk and staying in compliance.


Get the data you need to improve your customer prospecting, retention, cross-selling and analytics.


Keep pace with dynamic economic conditions through proactive, timely solutions that leverage leading indicators to notify you of heightened consumer risk.

Account Opening

Increased consumer debt and stricter lending requirements heighten your need for detailed, precise consumer information and consistent practices at account opening.

Employment & Income Verification

Now, more than ever, you need current employment and income information directly from the applicant's employer to make better loan decisions.

Check Authorization Services

With the most comprehensive check authorization system in the industry, Certegy utilizes artificial intelligence modeling, neural networks and other state-of-the-art technology to deliver unprecedented accuracy, convenience and simplicity.