Automotive

002In dealing with today's economic crisis, both auto dealers and auto finance companies require a more granular level of insight into their customer's credit profile. We understand the unique needs of these two distinct aspects of the automotive market, and have developed a powerful set of auto industry credit and marketing tools that help our dealers and auto finance customers manage through all phases of the auto loan lifecycle.

Auto Finance Solutions

Auto captives need greater insight into their customer’s balance sheet, credit capacity and current income and employment for more effective account and portfolio management. Whether you’re challenged with increasing synthetic fraud rates or stalled dormant charge-off populations, Equifax has proven tools that help your bottom-line results across critical operational areas:

  • Automotive Marketing

  • Auto Loan Origination

  • Account Management

Auto Dealer Solutions

Changes in capital availability mean many dealers require access to different risk scores than they’ve traditionally relied on. Our BEACON and BEACON Auto Adjusted scores are the most widely accepted automotive credit risk scores in the industry, with seamless integration to leading platform and dealer management systems so your loan applications get approved more quickly:

  • RouteOne

  • DealerTrack

  • ADP

  • Reynolds & Reynolds

Equifax also helps dealers leverage greater insight from your Internet channel, providing actionable demographic and lifestyle data on customers shopping your website.

For more information on Equifax’s Automotive Services, click here.

Products and Services
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Aggregated Automotive Data offers you a highly effective solution because it is aggregated at the carrier route level.
Auto Finance Predictor provides you with critical insight into a consumer’s near-term interest or need for auto financing. Auto Finance Predictor is more than a simple clustering of consumers based on current characteristics.
BEACON 09 Auto Industry Option adjusts the BEACON 09 credit risk assessment score, adding or subtracting points according to predictive information specific to the auto loan industry.
CreditForecast.com provides a web-based single source for consumer credit, economic and demographic data, plus multiple scenario-based forecasts and insightful industry analysis for the nation and local regions.
 
 
 
Prospect & Portfolio ID for Auto is a highly tailored acquisition marketing solution that delivers prescreened consumer prospect lists for FCRA-compliant marketing campaigns.
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